Rosenie Damus Blog

Whether you’re looking to learn the best practices for staging your house to sell or the trendiest places for brunch in your town, the Realty Texas blog has something for everyone! We regularly bring our readers valuable content they can use in every aspect of their life.

Debunking the 20% Down Payment Myth: Unlocking Homeownership in Texas

Unlock the doors to homeownership without the 20% down payment myth holding you back. Discover flexible loan options and expert guidance from Rosenie Damus at Realty Texas. Whether you're a first-time buyer or relocating, find...

homebuying myths down payment options FHA loans VA loans conventional loans real estate expert Rosenie Damus Realty Texas Texas homebuyers Dallas-Plano-Irving real estate first-time homebuyers private mortgage insurance homeownership guidance real estate advice Texas suburbs housing

By Rosenie Damus

10-20-2026 05:12:42 CST

New FHA Loan Rules Allow Homeowners to Build Income-Producing Backyard Guest Houses

FHA loans now allow building backyard rental units, opening new income potential for homeowners. Explore how this policy shift can increase your property's value and income, and learn the steps to take advantage of this...

real estate FHA loans accessory dwelling units passive income investment property Dallas real estate rental housing real estate market property value affordable housing homeownership Texas housing real estate opportunities financial growth zoning laws real estate regulations property investment home financing building ADUs

By Rosenie Damus

08-19-2026 05:19:57 CST

Demystifying Down Payments: Essential Tips for First-Time Homebuyers

Navigating the world of down payments can be daunting for first-time homebuyers. This blog breaks down the essentials, offers saving tips, and explores assistance programs, empowering you to make informed decisions and move closer to...

home buying first-time homebuyers down payment mortgage FHA loans private mortgage insurance financial planning savings tips budgeting down payment assistance closing costs homeownership benefits real estate advice loan programs realty Texas Rosenie Damus

By Rosenie Damus

04-09-2026 07:12:58 CST

Maximize Your Tax Refund: A Guide to Buying Your First Home in Texas

Considering using your tax refund for a down payment on a new home? This could be a game changer for Texas first-time buyers. Discover minimum down payment loans, grant programs, and strategic planning to turn...

tax season Texas homebuyers down payment tax refund first-time homebuyers FHA loans grant programs homebuyer assistance Texas Homebuyer Program My First Texas Home Fund closing costs Austin real estate homeownership tips real estate financing Realty Texas Rosenie Damus

By Rosenie Damus

02-19-2026 10:44:09 CST

Explore Top Mortgage Options: Conventional, FHA, VA, and USDA Loans Explained

Navigating mortgage options can be daunting, but understanding the differences between conventional, FHA, VA, and USDA loans can empower your home-buying journey. Dive into our guide to find the perfect fit for your needs and...

home buying mortgage options conventional loans FHA loans VA loans USDA loans down payment first-time homebuyers credit score government-backed loans rural home loans real estate assistance loan comparison homeownership goals real estate advisor

By Rosenie Damus

01-14-2026 08:22:59 CST

LOOKING TO SELL YOUR HOME?

Realty Texas is The Real Deal, TM.

Contact Us

Apply